Articles Tagged ‘investing advice’

Why You Should Diversify Your Investments
Wednesday, September 16th, 2015
Why You Should Diversify Your InvestmentsThe concept of investment diversification is certainly nothing new. The old adage “don’t put all your eggs into one basket” illustrates the concept perfectly. Diversification means that rather than invest all your funds in a single asset, you spread your money across different types of investments. This certainly requires a bit of extra effort and cost. After all, it’s certainly much easier to monitor and manage a single investment and is to oversee a number of different investments. But the advantages of diversification greatly outweigh the downsides. Here are some reasons why it’s important to maintain a healthy degree of...

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Reasons to Invest in Gold
Tuesday, October 14th, 2014
Reasons to invest in goldGold prices are inversely correlated with the USD. When investors lose confidence in the currency, gold prices go up and vice versa. This is exactly the reason why gold remains an important investment commodity. When the stock market goes sour, people can always liquidate physical gold to cover their assets. The world has long left the gold standard but there are plenty of reasons why people should still invest in the precious yellow metal. Here are some reasons to consider gold as part of your investment portfolio.
  • A commodity that holds its value. Unlike fiat money, gold has maintained some form...

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  • What Are The Most Important Indicators of a Stock’s Health?
    Monday, January 6th, 2014
    What Are The Most Important Indicators of a Stock’s HealthInvesting in the stock market can often feel overwhelming. Ironically, this is sometimes true not because we don’t know where to turn for financial information and financial advice. Rather, there’s no shortage of financial websites and blogs that give viewpoints and recommendations on which stocks to buy and which stocks to avoid. In light of all this information, it’s important that we are able to conduct our own analysis of any particular stock we’re considering investing in. The more research we can do ourselves, the more likely we are to be confident in our investing decisions. Read More »

    How to Evaluate Your Current Investments
    Wednesday, April 24th, 2013
    How to Evaluate Your Current InvestmentsRegardless of what goals we’re trying to achieve with respect to our finances, or in any other aspect of our lives, being able to evaluate what we’re currently doing is essential to identifying the steps we can take to do things better. Evaluating your investment portfolio allows you to understand how close (or far away) you are from your goals, whether the investments you’ve selected are meeting your expectations, whether the research you did to select those investments was accurate, and whether you should consider adjusting your investment mix going forward. Here is some investment advice for making that portfolio...

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    Should You Use an Asset Allocation Analyzer?
    Tuesday, November 27th, 2012
    Should You Use an Asset Allocation Analyzer?One of the most common struggles for any individual who is investing or saving for retirement or other long-term goals is coming up with an appropriate asset allocation. “Asset allocation” refers to how you have your various investment funds distributed among different investment types. Asset allocation is often stated in terms of equity versus debt investments, large company versus small company (in the context of stock investments), investment-grade versus non-investment-grade (in the context of debt investments), and U.S. versus non-U.S. investments. There are a number of different asset allocation analysis tools available online to help you understand your portfolio...

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    Investing Advice to Capitalize on a Down Economy to Grow Your Money
    Wednesday, October 10th, 2012
    Many small investors have learned that the recent downward trend in the economy has caused the value of their investment portfolios, including their retirement nest egg, to decrease in value. Unfortunately, this has led some to conclude that there’s simply no way to grow their investments when the economy is hurting, and that they shouldn’t be trying to invest. Nothing could be further from the truth. Every investment transaction has at least two parties, each of whom has a different opinion on the value and potential upside of whatever asset is changing hands. This means that there’s always money to...

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    What Is an Investment Club and How Do They Work?
    Friday, August 3rd, 2012
    What Is an Investment Club and How Do They WorkIt seems like trying to decide how and where to invest your money has never been tougher. There are so many different investment options to choose from, and even if you feel comfortable and confident in your ability to research potential investments, you’ll never have enough time to research more than just a small fraction of the possibilities. In order to make investment decisions by incorporating a broader range of opinions, some investors join investment clubs. An investment club is simply a small group of people who pool their funds, and their time doing research on potential investments, in order...

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    How to Select Low Cost Index Funds
    Wednesday, June 20th, 2012
    How to Select Low Cost Index FundsThe ups and downs of the stock market are often too much for individual investors to want to deal with. It seems as if the performance of individual stocks often bears little relationship to how well the underlying business is doing, so in such an uncertain environment many investors have reduced their exposure to individual stocks. But the risks of keeping your investment funds in cash, money market accounts or bonds should not be underestimated. With yields on many of these investment products barely above the rate of inflation rates, you're actually losing money in real terms. One possible solution...

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    Investing Advice on How to Choose a Mutual Fund
    Thursday, April 5th, 2012
    Investing Advice on How to Choose a Mutual FundMutual funds have long been a popular option for many investors, whether an investor is looking to invest many thousands of dollars at a time, or just a few hundred. Mutual funds are managed investment pools that can invest in publically traded companies, corporate or treasury bonds, real estate interests or just about any other type of investment vehicle. The mutual fund structure allows an individual investor to diversify his or her investment risk and to follow a particular investment focus by making a single investment in the fund. But with literally thousands of different mutual funds available, what should...

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    What is Dividend Investing?
    Monday, March 12th, 2012
    What is Dividend InvestingThere are different ways to invest, including stocks, bonds, mutual funds, exchange traded funds, certificates of deposit and numerous other investment vehicles. Even if you decide to invest in stocks, you’ll still have to choose between different types of stock profiles, including growth stocks and speculative stocks. One popular type of stock investment strategy is investing in companies that pay regular cash dividend to their shareholders. Some investors believe that assets which generate regular income can be preferable in many respects to relying solely on the capital gains prospects of non-dividend paying stocks. Many dividend paying companies are large blue-chip...

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