Many small investors have learned that the recent downward trend in the economy has caused the value of their investment portfolios, including their retirement nest egg, to decrease in value. Unfortunately, this has led some to conclude that there’s simply no way to grow their investments when the economy is hurting, and that they shouldn’t be trying to invest. Nothing could be further from the truth. Every investment transaction has at least two parties, each of whom has a different opinion on the value and potential upside of whatever asset is changing hands. This means that there’s always money to...

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