Investing Advice | InvestingAdvice.com » investing

Why Should You Invest?

admin — Mon, 28 Sep 2009 17:54:58 +0000

For the uninitiated, investing can be a scary concept. Putting your hard-earned money into stocks, bonds and other instruments that could lose value doesn't seem to make much sense on the surface. While it's true that some people lose their life savings by investing, these people are in the minority. Not all investments are high-risk. Some come with guaranteed rates of return, ensuring that you will not lose your money. Others carry some risk, but are managed in such a way that the risk is low, especially over the long term. Those who put all of their money in very risky...

Investment Time Horizon

admin — Tue, 28 Apr 2009 15:24:13 +0000

Whenever you buy an investment, it’s a good idea to think about how long you want to own it. This is called your investment time horizon. Are you hoping to make a quick profit so you can take a nice vacation this summer? Or are you investing for retirement, which may be 20 or 30 years away? The longer your time horizon, the more volatility (price change) you can tolerate. Sink the vacation money into a volatile stock fund and you may end up staying home this summer. But put your retirement money into the same fund, and you could...

Investing in Mutual Funds

admin — Mon, 23 Feb 2009 15:00:27 +0000

With the current volatility of the stock market you may be wondering if you should invest in mutual funds. If you are currently contributing to a 401K through your employer and you've had an opportunity to select the type of investment, the quarterly updates you receive clearly explain how your investment has been holding up. How does a mutual fund work? For example, let’s assume you are contributing a certain percentage of your paycheck to your retirement fund. The manager of the fund utilizes the contributions from all employees and invests in stocks and bonds. If...

Frequent Investing Mistakes

admin — Thu, 19 Feb 2009 02:29:49 +0000

How do you make your money work for you? One way is by investing your money. Investments are a way to make your money grow through the stock market, investment companies, mutual funds, and retirement accounts. But, while you are looking to invest your hard-earned money in something, don’t forget to familiarize yourself with the mistakes that are more commonly made by new investors: 1. Not taking advantage of your 401(k) plan. Most employers offer a retirement plan for their employees. It can either be used from the first day of employment or there is...

Important Money Decisions

admin — Tue, 10 Feb 2009 14:28:51 +0000

After historic volatility in 2008 the current investment environment will continue to be strewn with potential challenges. Here are some important things to consider going forward: 1) Review your risk tolerance: Hopefully you have an investment plan, but that doesn’t mean you should let it sit for years without revisiting it. You should review your risk tolerance you’re your financial advisor and be sure your portfolio is allocated properly. Many portfolios have gone out of balance due to the large drop in equity values over the last 18 months. 2) Don’t abandon the investment ship: Market downturns are always filled with panic...